Except as otherwise provided, actions of tort, actions of contract to recover for personal injuries, and actions of replevin, shall be commenced only within three years next after the cause of action accrues. Mass. Gen. Laws Ann. ch. 260, § 2A
A cause of action ordinarily accrues on the occurrence of some appreciable injury, regardless of whether the full extent to he injury is known at that time. Gore v. Daniel O'Connell's Sons, Inc., 17 Mass. App. Ct. 645, 461 N.E.2d 256 (1984).
However, where the injury is latent or "inherently unknowable" the discovery rule applies and the action does not accrue until plaintiff knows or reasonably should have known that he has been injured. McGuinnes v. Cotter, 412 Mass. 617, 621, 591 N.E.2d 659, 662(1992). This will require a call to local counsel!
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